Monthly Archives: February 2009

Credit Bubble News and Views

Changing credit card terms squeeze consumers Losses Of Canadian Credit Card Firms Forecast To Hit $800 Million Target credit card delinquencies up 4 percent in December US credit card delinquencies at record highs -Fitch

FRB’s Bank Card and Mortgage Delinquencies Map

This is a cool tool! The Federal Reserve Bank of New York offers dynamic maps of bank card and mortgage delinquencies in the United States. It’s one of the coolest tools I’ve seen in a while. The Credit Condition Map is actually fun to play with. The irony is that while you play with it,

Credit Card Delinquencies Hit Record High

USA TODAY reports “More consumers fall behind on paying credit cards“. As consumers lose access to home equity loans and lines of credit and as credit card companies change terms, consumers are being squeezed. As a consequence of the credit crisis, Fitch Ratings expects credit card charge-offs to approach 9% in the second half of

Consumer Borrowing Falls Three Months in a Row

“Consumer credit falls more than expected in Dec.“, reports that as of December 2008, consumers have borrowed less for three months in a row than anytime in the last 17 years. Why? Probably because banks and other lenders have a vapor lock on lending. It’s not that massive numbers of consumers have suddenly seen the

Canadian Credit Card Bubble

It’s small comfort, but we in the U.S. are not alone in the credit card bubble.